A London purchase involves a solicitor, a lender or broker, a surveyor, a tax adviser, the developer's sales team and, if you let the property, a managing agent. We coordinate. We do not replace any of them, and we will not pretend the boundaries are blurrier than they are.
The single most useful thing to understand early is which of these people work for you, which work for the seller, and which are regulated. Here it is in one table.
| Role | What they do | Acts for | Regulated by |
|---|---|---|---|
| Solicitor / conveyancer | Reports on the lease and title, raises enquiries, handles exchange and completion, runs anti-money-laundering checks. | You. You appoint them and you pay them. | Solicitors Regulation Authority |
| Mortgage adviser or broker | Assesses lending options, submits your application, manages the lender relationship. | You. | Financial Conduct Authority |
| Surveyor or valuer | Inspects the property and reports on its condition and value. | You. | RICS |
| Tax adviser or accountant | Advises on your own position, in the UK and where you are resident. | You. | Their professional body |
| Developer's sales team | Sells the property. Your purchase contract is with the developer, not with us. | The seller. | Not an agent; sells its own stock |
| Letting & management partner | Furnishing, tenant find, rent collection, compliance and ongoing management. | You, under a separate agreement. | Depends on the firm; ask before you sign |
| OGKinvest | Filters the market, explains the options side by side, coordinates introductions and keeps the process moving. | You, as an introducer and adviser on the property itself. We may receive a referral fee from a developer or partner, and we tell you when we do. | Not a regulated financial, legal or tax adviser |
No rounded-up brand totals. This is what we actually have, and where we would tell you to appoint your own.
Two of those lines are gaps rather than strengths, and we would rather write them down than list a name we have never worked with. A panel exists to be useful to you, not to look long.
We will introduce you to people we have worked with and would use ourselves. You are never required to use them. If you already have a solicitor, a broker or an accountant, we will work with yours and coordinate exactly the same way.
This matters more than it sounds. An adviser whose panel is the only route has an interest in keeping you inside it. Ours is not a closed panel, the professionals in it are independent of us, and you can replace any of them at any point without losing our involvement.
It is also why we publish our referral-fee position rather than being asked about it. If a fee could influence a recommendation, you should know before the recommendation, not after.
We do not maintain a list because a firm asked to be on one. These are the criteria that decide whether we will put a name in front of you.
We do not give regulated financial, mortgage, legal or tax advice, and we do not hold client money for a purchase. Those parts belong to the independent professionals above, and we will say so every time rather than let the line drift. The whole point of publishing this page is that you should be able to see the boundary without having to ask.
Tell us where you are in the process. We will set out who you still need, what each one will cost you, and which of them you should appoint first.
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